Repatriation insurance: how does it work?

Traveling to the gates of France or going on a mop to the four corners of the world, what a great adventure! However, even the most seasoned of backpackers can have a problem: illness or accident can turn your stay into a nightmare. To leave with peace of mind, take repatriation assistance. How it works ? Here are the answers to all the questions you ask yourself!

Repatriation insurance, what is it?

Too often ignored by travelers, repatriation insurance is, however, an essential formality to be carried out before leaving on vacation, outside of France. In the event of a serious illness or an accident occurring abroad, you may be fully covered: transport, hospitalization, treatment, medication… you will not have to pay anything! You will then be evacuated urgently to your country of residence, if your stay cannot be continued. Whether or not integrated into more comprehensive travel insurance, repatriation insurance can save your life or avoid significant medical complications. 

It is often mistakenly believed that only the most intrepid, those who play dangerous sports or extreme activities, can find themselves in serious situations. Error ! Even on an all-inclusive basis, in a club hotel by the beach or under a parasol by a swimming pool, an accident quickly occurred… Whatever the length of your stay or the destination chosen, consider taking out repatriation insurance. Note that you can perform a subscription until the day before your departure !

An accident quickly happens during your vacation

Why take repatriation insurance?

Do you think you are in good health and can be treated on site, no matter what may happen? Know that not all countries have as good a medical infrastructure as in France. You may therefore not be able to receive satisfactory care, depending on the pathologies. Not considering in many countries medical costs can be very high. This is for example the case in the United States, Australia or New Zealand. In view of these costs, it is then preferable to carry out a repatriation as quickly as possible.

Social security, mutual insurance, home insurance, credit card… know that their insurance, when there is one, is very restrictive. Very often they will not cover you at all for repatriation during a trip abroad. Even if sometimes, they can reimburse you a small sum at the end of a real administrative obstacle course. Taking repatriation insurance will allow you to go on a peaceful trip, without having to worry about what might happen to you.

Don't know which one to take? Allianz Travel is a must. In Europe, deep in Africa, perched on the Andes Cordillera or on an Asian beach… Allianz Travel will offer you personalized service in the event of a problem. Subscribe before your departure and leave with a light mind, they will take care of everything!

Concretely, how does it work?

If you are the victim of a serious accident, a disabling injury or an illness during your stay outside France, you must immediately contact the assistance service of your travel insurance.  24 hours a day, medical regulators are available by phone to advise you. They can then decide to refer you to a quality care structure adapted to your pathology.

If it's necessary, your repatriation insurance will also cover the emergency response to transport you to the hospital. Once hospitalized, she will pay all medical costs and expenses related to treatment. You will therefore not have to advance money. If your injuries or illness require medical repatriation, the insurance will organize your departure.. The medical adviser will make sure that your state of health is stable. In addition, it will determine whether you are able to be transported and be able to travel by air to your country of residence.

Repatriation to the airport

Travel insurance will take the plane ticket and manage all administrative matters, you won't have to worry about anything! Regarding the repatriation itself, a medical vehicle will bring you to the airport where you will be taken care of by medical staff. Upon arrival, an ambulance will pick you up to transport you to the appropriate hospital for your situation.

From one end of the procedure to the other, you will therefore be accompanied !

The repatriation insurance that you have taken out will also organize the return of your body in the event of a fatal accident, to your country of origin. Otherwise, your loved ones should pay for this trip ...

As you will have understood, taking out repatriation insurance is essential before leaving on a trip. Alone, as a couple or as a family, fly away in peace! The idea is to be able to make the most of your vacation and to be fully taken care of in the event of a problem. In the meantime, and to prevent something from happening to you, follow our tips for taking care of your health while traveling.