Money and budget Croatia
Money, banks, exchange
In most accommodation (including campsites and homestays), you are first offered the price in euros before offering it in kuna.
The Croatian currency is called the marten (the "marten" in Croatian; pronounce "kouna") and is divided into 100 lipa ("lime").
End of 2019: € 1 = around 7,20 Kn and 1 Kn = around € 0,14.
Most banks exchange currency and take payment cards. They are also generally equipped with a cash dispenser on the front. Their rates are often more interesting than those of exchange offices (mjenjačnice). The latter, many across the country, have longer hours than the banks: this is their main interest.
Do not trust the "no commission" displayed : the rate is simply disadvantageous in these exchange offices.
Finally, prefer post offices national banks (like Splitska Banka) and avoid Euronet ATMs who take a commission of almost 10%!
Payment cards are accepted for services, restaurants and hotels of a certain standard; 5% is often taken from payments made by card. But don't count on it for homestays.
In all the big cities and in all the tourist places, there are many vending machines that accept Visa and MasterCard. But beware of the commissions charged for each withdrawal. Don't withdraw too small amounts too often.
In the event of failure of all the distributors in the sector, some banks, such as Splitska Banka (Société Générale) can issue you cash at the counter on presentation of a payment card and identity document.
Budget in Croatia
Vacationing in Croatia is not not particularly cheap, without being overpriced yet. With the success of tourism in the country, the cost of accommodation has come very close to European standards. Catering follows the same path, at least in the most touristic areas of the coast.
This can be explained in particular by the high taxes imposed on imports and by the 25% VAT which applies to all products. Insist on getting the student discounts, they exist but are hardly ever indicated.
Prices differ between the tourist season and the rest of the year, and between the more expensive capital and the rest of the country.
Our price indications are based on a double room. The price ranges indicated correspond to the minimum price in low season (1st figure) and the maximum price in high season (2nd figure).
Depending on their "rating", some islands may also be more expensive than average (Hvar and Korčula, for example).
PLEASE NOTE: for a stay of less than 3 nights, most guesthouses and hotels charge a supplement of 20 or 30%, to be added to the prices we indicate.
For a double room:
- Cheap Moderate price69 & euro Classier : from 500 to 104 €).
- Very Cheap14 & euro Average prices: from 100 to 21 & euro Classier : more than 150 Kn (21 €).
Please note: in the most touristic areas, some restaurants charge for bread and meals, as is often the case around the Mediterranean Basin.